Модуль самостійної роботи:

1. Прислівник.

2. Скласти діалог з теми «Здійснення формальностей під час подорожі».

3. Стаття суспільно-політичного характеру для анотування.

4. Презентація рекламного туристичного проспекту.

Література

1. English: Тексти. Підручник. Для студентів інженерних, аграрних, медичних вищих навчальних закладів/ Укладач Є.О.Мансі. – К: Видавничий центр «Академія», 2004. – 432 с.

2. Безуглий А.В. Розповіді з історії Великобританії. – Х.: Прапор, 1999. – 40 с.

3. Бориско Н.Ф. Бизнес- курс немецкого языка. – К.: Логос, 1998. – 420 с.

4. Буданов С.І., Борисова А.О. Ділова англійська мова. 2-ге вид. – Харків: ТОРСІНГ ПЛЮС, 2006. – 128 с.

5. Бурова З.И. Учебник английского языка для гуманитарных специальностей вузов. – 4-е изд. – М.: Айрис-пресс, 2004. – 576 с.

6. Воробйова А.В., Попович А.В., Чуба А.В., Єремєєва Є.Г., Шевельова Н.В., Денисенко О.В., Ляшенко У.І. Науково-методичні рекомендації «Іноземна мова (за профілем спрямування). Моніторинг знань студентів I курсу нефілологічних спеціальностей (збірник тестових завдань)». – Херсон: Видавництво ХДУ, 2008. – 192 с.

7. Воробйова А.В., Єремєєва Є.Г., Попович А.В. Методичні рекомендації з вивчення курсу «Іноземна мова (за профілем спрямування)». – Херсон: Айлант, 2008. – 104 с.

8. Гонсалес-Фернандес А. и др. Испанский язык: Учебное пособие /

А.А. Гонсалес-Фернандес, Н.М. Шидловская, А.В. Дементьев. – 3-е изд., стереотипное – М.: Высш.шк., 1999. – 320 с.

9. Голотюк О.В. Навчально-методичні рекомендації з теми „Мистецтво" для студентів ІY-Y року навчання спеціальності 7.010103 ПМСО. Мова і література (англійська, французька) . – Херсон: „Айлант", 2005. – 68 с.

10. Гужва Т.М. Reasons to Speak. Сучасні розмовні теми. – Х.: Торсінг Плюс, 2006. – 320 с.

2 Курс Змістовий Модуль 6: Гроші. Обмін валюти. Покупки Практичне заняття № 1

Тема заняття: В банку. Державна та іноземна валюта.

Banks

A bank is a company that works with the money that the people give it. If you give your money to a bank, it not only protects it but pays you interest so that it can work with the money. This is one of the reasons why people save their money in a bank. Money may also be safer there than at home.

Banks also lend money to other businesses and customers. They collect extra money called banking fees with which they pay interest to savers as well as salaries for their workers. Banks make a profit because they collect more interest than they pay to savers.

Without banks the world’s economy would not be able to grow. Investors would not find the money they need for new projects. Industries could not buy new machines and modern technology.

What kind of services do banks offer?

Banks provide their customers with a number of services. With a checking account you can pay your bills. A check is a slip of paper that tells the bank how much money it should withdraw from your account and pay to someone else. Today, more and more people use the internet, also a banking service, to pay their bills. Banks also give their customers plastic cards with which they can get money from their account everywhere and whenever they want. They can also use them to pay without cash at shops, gas stations and other stores.

For people who want to save money banks offer savings accounts. Usually, banks pay more interest for savings accounts than they do for checking accounts. They hope that the customers will leave their money in the bank for a long time, which is why the bank can work with this money and offer it as loans. Banks, however, cannot give all of their money as loans. In most countries the government limits the amount of money that banks can use as loans. They must always keep back a certain percentage in the form of cash.

People who need money for certain things like buying a house or a car need a lot of money quickly. The money they borrow from a bank is called a loan. In most cases they do not pay back all of the money at once but a small part of it, with interest, every month. If someone cannot pay back a loan the bank usually can take away valuable objects like cars or houses.

Modern banks offer their customers many other services as well. They tell them how they can make money with investments in stocks and bonds. Credit cards are given to customers as a cash-free way of buying things. Almost all banks have automatic teller machines (ATM) at which customers receive money from their account. Telephone banking is an easy way to pay your bills by calling a special telephone number and typing in a certain sequence of digits. Some banks even deal with insurance.

 Types of banks

Commercial banks are the most important banks. They offer many services, different forms of accounts and also loans. While, at first, commercial banks only offered its services to businesses and companies, they are for everyone today.

Investment banks do not take or keep the money of individuals. They help organizations and large companies raise money on the international financial markets.

Central banks manage the banking system in a country. The Federal Reserve in the United States and Bank of England are two prominent banks that take over these tasks. The European Central Bank is responsible for the circulation of money in the Euro zone.

Online banks can often give their customers more interest because they do not have the expenses that physical banks do. They can be accessed over the internet and are becoming more and more popular.

Savings and loans are banks that specialize in financing houses. Although interest rates are higher such banks offer up to 30-year mortgages. Customers pay back their loan through a monthly payment that they can afford.

Development banks are financial organizations that help Third World Countries. They not only provide money for nations in Africa, Asia and South America, but also send aid workers and offer technical help.

International banking

The world’s largest banks are located in Europe, the United States and Japan. In most cases they operate in many countries of the world. Because banking is a global industry that does not stop at a country’s borders there must be worldwide agreements. International standards that banks must obey are written down in the Basel accords.

History of banking

Banking has a long tradition. In Mesopotamia bankers kept gold and silver for people and lent it to others. Ancient Rome and Greece had similar banking systems to the ones we have today.

During the Middle Ages Italy was the centre of European banking. Jewish traders emerged as the first bankers and became very successful businessmen. Florence and Venice became known as two cities in which many people earned their money through banking. The Medici family dominated Florence for over two centuries and set up Europe’s largest bank in the 15 th century.

The first world wide banking crisis emerged during the Great Depression in 1929. Many citizens lost their jobs and their savings as banks crashed. In 1933 American president Franklin D. Roosevelt signed a bill in which the government guaranteed the savings of depositors if a bank went bankrupt.

In 2008 a banking crisis hit America and spread throughout the world. Banks gave homeowners mortgages without checking their financial backgrounds. House prices began to drop and banks lost a lot of money. Governments in many countries had to give them money and prevent them from becoming bankrupt.

Ex. l. Read and translate the given text.

Робота над текстом за професійним спрямуванням.

Ancient Music

A range of paleolithic sites have yielded bones in which lateral holes have been pierced: these are usually identified as flutes, blown at one end like the Japanese shakuhachi. The earliest written records of musical expression are to be found in the Sama Veda of India and in 4,000 year old cuneiform from Ur. Instruments, such as the seven-holed flute and various types of stringed instruments have been recovered from the Indus valley civilization archaeological sites. India has one of the oldest musical traditions in the world—references to Indian classical music (marga) can be found in the ancient scriptures of the Hindu tradition, the Vedas. The traditional art or court music of China has a history stretching for more than three thousand years. Music was an important part of cultural and social life in Ancient Greece: mixed-gender choruses performed for entertainment, celebration and spiritual ceremonies; musicians and singers had a prominent role in ancient Greek theater; music was part of children's basic education.

Al-Farabi wrote a notable book on music titled Kitab al-Musiqi al-Kabir ("Great Book of Music"). He played and invented a variety of musical instruments and devised the Arab tone system of pitch organisation, which is still used in Arabic music.

Ex. 1. Read and translate the text. Prepare for a discussion.

Граматичний матеріал: Прийменник.

We say:

in the morning(s) in the afternoon(s)        in the evening(s)	but	on Friday morning(s) on Sunday afternoon(s) on Monday evening(s)   etc.
•    I'll see you in the morning.    •    Do you work in the evenings?		•    I'll see you on Friday morning.       •    Do you work on Saturday evenings?

We use at in these expressions:

at night at the weekend / at weekends at Christmas at the moment / at present at the same time

•    I don't like going out at night.    •    Will vou be here at the weekend?    •    Do you give each other presents at Christmas?    •    Mr Benn is busy at the moment / at present.    •    Emily and I arrived at the same time.

We say:

in the morning(s) in the afternoon(s)        in the evening(s)	but	on Friday morning(s) on Sunday afternoon(s) on Monday evening(s)   etc.
•    I'll see you in the morning.    •    Do you work in the evenings?		•    I'll see you on Friday morning.       •    Do you work on Saturday evenings?

Ex. 1. Put in at, on or in. 1. Mozart was born in Salzburg    in     1756. 2. I haven't seen Kate for a few days. I last saw her ________ Tuesday. 3. The price of elecrriciry is going up ________ October. 4. ________ weekends, we often go for long walks in the country. 5.  I've been invited to a wedding ________ 14 February. 6.  Jonathan is 63. He'll be retiring from his job ________ two years' time. 7.  I'm busy just now, but I'll be with you ________ a moment. 8. Jenny's brother is an engineer, but he doesn't have a job ________ the moment. 9.  There are usually a lot of parties ________ New Year's Eve. 10. I don't like driving ________ night. 11. My car is being repaired at the garage. It will be ready ________ two hours. 12. The telephone and the doorbell rang ________ he same time. 13.  Mary and David always go out for dinner ________ their wedding anniversary. 14.  It was a short book and easy to read. I read it ________ a day. 15.  ________ Saturday night I went to bed ________ midnight. 16. We travelled overnight to Paris and arrived ________ 5  o'clock ________ the morning. 17.  The course begins ________ 7 January and ends sometime ________ April. 18.  I might not be at home ________ Tuesday morning, but I'll be there ________ the afternoon.

We use by in many expressions to say how we do something. For example, you can:          send something by post    contact somebody by phone / by email / by fax          do something by hand      pay by cheque / by credit card    •    Can I pay by credit card?    •    You can contact me by phone, by fax or by email. But we say pay cash or pay in cash (not by cash). We also say by mistake / by accident / by chance:    •    We hadn't arranged to meet. We met by chance. But we say 'do something on purpose' (= you mean to do it):    •    I didn't do it on purpose. It was an accident. Note that we say by chance, by cheque etc. (not by the chance / by a cheque). In these expressions we use by + noun without the or a.

In the same way we use by ... to say how somebody travels: by car / by train / by plane / by boat / by ship / by bus / by bike etc. by road / by rail / by air / by sea / by underground    •    Joanne usually goes to work by bus.    •    Do you prefer to travel by air or by train? But we say on foot:    •    Did you come here by car or on foot? You cannot use by if you say my car / the train / a taxi etc. We use by + noun without 'a/the/my' etc. We say:        by car        but      in my car (not by my car)        by train      but      on the train  (not by the train) We use in for cars and taxis:    •    They didn't come in their car. They came in a taxi. We use on for bicycles and public transport (buses, trains etc.):    •    We travelled on the 6.45 train.

Ex. 1. Put in by, in or on. 1. Joanne usually goes to work    by    bus 2. I saw Jane this morning. She was _____ the bus. 3. How did you get here? Did you come _____ train? 4. I decided not to go _____ car. I went _____ my bike instead. 5. I didn't feel like walking home, so I came home _____ a taxi. 6. Sorry we're late. We missed the bus, so we had to come _____ foot. 7. How long does it take to cross the Atlantic _____ ship?

Ex. 2. Put in by, in, on or with. 1.Have you ever been bitten    by    a dog? 2.The plane was badly damaged ______ lightning. 3.We managed to put the fire out ______ a fire extinguisher. 4.Who is that man standing ______ the window? 5. These photographs were taken ______ a friend of mine. 6. I don't mind going ______ car, but I don't want to go ______ your car. 7. There was a small table ______ the bed ______ a lamp and a clock ______ it.

Домашнє завдання:

1. Опрацювати текст за професійним спрямуванням.

2. Опрацювати граматичний матеріал, виконати запропоновані вправи.