- •7. Economic growth. Cost of economic growth.
- •9. The nation’s economy. Gdp. Economic indicators.
- •10. Money. Banking and monetary policy. Money: roles, forms, functions.
- •11. The supply of money
- •12. The role of central banks and commercial banks. Types of bank accounts.
- •13. Making a personal budget
- •14. The value of college education
- •15. Comparing prices
- •17. The rights of a customer and the responsibilities of a supplier
- •18. An annual report of the company
- •16. Finding a job
- •19. Financing a loan
- •20. «Harper & Grant Ltd.» The history of the company. The company’s structure and development.
16. Finding a job
When you start looking for a job for the first time you wonder where you should start looking for job opportunities. It’s essential to know what your first steps should be. At first, you should use all possible sources when job-hunting. One of the simplest sources is word-of-mouth. You should let your friends and relatives know you are looking for a job and ask them whether they know of any job openings. Another advice is to go to adult education center. There are full-time, part-time and correspondent courses. Newspaper ads are a good source of job openings too. After you find a job opening, you will have to show your potential employer why you are the right person for this job. The employer selects candidates to interview. The applicant should read the application form through before beginning to write. Make sure you understand what information is being requested. There is one more step that can affect an employer’s decision. That is an interview. The beginner in job-hunting should find out something about the firm before going to the interview. It’s advisable (желательно) to be on time, be polite, answer questions thoughtfully, speak clearly, and leaving, thank the interviewer for talking to you. This behavior will attract the potential employer’s attention positively and help you to achieve the goal.
17. The rights of a customer and the responsibilities of a supplier
When you buy something from a shop, you are making a contract. You want to make sure if this contract means that it's up to the shop to deal with your complaints if the goods are not satisfactory. The first thing that comes to your mind is that the goods must not be broken or damaged and must work properly. The second thing that you find important is that the goods must be as described - whether on the pack or by the salesman. And the third principle: The goods should be fit for their purpose. This means the purpose for which most people buy those particular goods. Many people think that complaining about faulty goods or bad service is never easy. Most of them dislike making a fuss. However, when you are shopping, it is important to know your rights. If the shop sells you faulty goods you have the right to return the goods and have a complete refund. If goods are faulty when you first inspect or use them, you should go back to the shop, say that you cancel the purchase and ask for complete refund. If goods break down through no fault of yours, after you have used them for a while, you may still be entitled to compensation. In some cases it would be reasonable to expect a complete refund. Everyone should understand that he and the supplier must negotiate a reasonable settlement.
18. An annual report of the company
The annual report is a message to the stockholders of a corporation from the corporate management. The report tells financial status at the end of the fiscal (финансовый) year and what the management sees for the future.
Annual reports are divided into two sections. The first section contains a letter to the stockholders from the chief executive officer. This letter includes a chart of financial highlights and an overview of the corporation’s organization. The second section includes statistics on the company’s performance. The balance sheet is a chart that includes the assets and liabilities. The balance sheet represents the financial picture of the firm at one instant in time. The income statement shows the profit or loss of the company for the year. The statement of stockholder’s investment, or equity, includes information on the company’s stock (уставный капитал), such as number of shares outstanding (размещенных) and issued (выпущенных). Various parts of the annual report can be used to determine whether a corporation is profitable. Whether a particular company’s stock is a good investment depends on the investor’s goals.
