- •Севастопольский национальный технический университет методические указания
- •Севастополь
- •Практическое занятие 10. Конверсия займов и формирование фонда погашения……....37
- •Введение
- •Тема 1. Предмет и категории финансовой матемитики
- •2. Расчеты по простым процентам
- •Примеры решения задач
- •Пример решения задачи
- •Тема 3. Расчеты по сложным поцентам
- •Примеры решения задач
- •Тема 4. Эквивалентность процентных ставок и платежей
- •Тема5. Финансовые ренты
- •Р асчет современной стоимости р – срочной ренты с начислением процентов в конце года по ставке сложных процентов, равной
- •Практическое занятие 9. Конверсия финансовых рент и анализ переменных денежных потоков
- •Тема 7. Планирование погашения задолженности, конверсия займов, ипотечные ссуды Практическое занятие 10. Конверсия займов и формирование фонда погашения
- •Погашение потребительского кредита.
- •Приложение б (справочное)
- •Приложение в (справочное)
- •Приложение г (справочное)
- •Приложение д (справочное)
- •Приложение е (справочное)
Приложение б (справочное)
Таблица Б.1 – коэффициенты приведения 1 ден. ед. PVIF n,i
Приложение в (справочное)
Таблица В. 1 – Коэффициенты наращения 1 ден. ед. FVIF n,i
|
1% |
2% |
3% |
4% |
5% |
6% |
7% |
8% |
9% |
10% |
12% |
14% |
15% |
16% |
18% |
20% |
24% |
28% |
32% |
36% |
1 |
1,0100 |
1,0200 |
1,0300 |
1,0400 |
1,0500 |
1,0600 |
1,0700 |
1,0800 |
1,0900 |
1,1000 |
1,1200 |
1,1400 |
1,1500 |
1,1600 |
1,1800 |
1,2000 |
1,2400 |
1,2800 |
1,3200 |
1,3600 |
2 |
1,0201 |
1,0404 |
1,0609 |
1,0816 |
1,1025 |
1,1236 |
1,1449 |
1,1664 |
1,1881 |
1,2100 |
1,2544 |
1,2996 |
1,3225 |
1,3456 |
1,3924 |
1,4400 |
1,5376 |
1,6384 |
1,7424 |
1,8496 |
3 |
1,0303 |
1,0612 |
1,0927 |
1,1249 |
1,1576 |
1,1910 |
1,2250 |
1,2597 |
1,2950 |
1,3310 |
1,4049 |
1,4815 |
1,5209 |
1,5609 |
1,6430 |
1,7280 |
1,9066 |
2,0972 |
2,3000 |
2,5155 |
4 |
1,0406 |
1,0824 |
1,1255 |
1,1699 |
1,2155 |
1,2625 |
1,3108 |
1,3605 |
1,4116 |
1,4641 |
1,5735 |
1,6890 |
1,7490 |
1,8106 |
1,9388 |
2,0736 |
2,3642 |
2,6844 |
3,0360 |
3,4210 |
5 |
1,0510 |
1,1041 |
1,1593 |
1,2167 |
1,2763 |
1,3382 |
1,4026 |
1,4693 |
1,5386 |
1,6105 |
1,7623 |
1,9254 |
2,0114 |
2,1003 |
2,2878 |
2,4883 |
2,9316 |
3,4360 |
4,0075 |
4,6526 |
6 |
1,0615 |
1,1262 |
1,1941 |
1,2653 |
1,3401 |
1,4185 |
1,5007 |
1,5869 |
1,6771 |
1,7716 |
1,9738 |
2,1950 |
2,3131 |
2,4364 |
2,6996 |
2,9860 |
3,6352 |
4,3980 |
5,2899 |
6,3275 |
7 |
1,0721 |
1,1487 |
1,2299 |
1,3159 |
1,4071 |
1,5036 |
1,6058 |
1,7138 |
1,8280 |
1,9487 |
2,2107 |
2,5023 |
2,6600 |
2,8262 |
3,1855 |
3,5832 |
4,5077 |
5,6295 |
6,9826 |
8,6054 |
8 |
1,0829 |
1,1717 |
1,2668 |
1,3686 |
1,4775 |
1,5938 |
1,7182 |
1,8509 |
1,9926 |
2,1436 |
2,4760 |
2,8526 |
3,0590 |
3,2784 |
3,7589 |
4,2998 |
5,5895 |
7,2058 |
9,2170 |
11,7034 |
9 |
1,0937 |
1,1951 |
1,3048 |
1,4233 |
1,5513 |
1,6895 |
1,8385 |
1,9990 |
2,1719 |
2,3579 |
2,7731 |
3,2519 |
3,5179 |
3,8030 |
4,4355 |
5,1598 |
6,9310 |
9,2234 |
12,1665 |
15,9166 |
10 |
1,1046 |
1,2190 |
1,3439 |
1,4802 |
1,6289 |
1,7908 |
1,9672 |
2,1589 |
2,3674 |
2,5937 |
3,1058 |
3,7072 |
4,0456 |
4,4114 |
5,2338 |
6,1917 |
8,5944 |
11,8059 |
16,0598 |
21,6466 |
11 |
1,1157 |
1,2434 |
1,3842 |
1,5395 |
1,7103 |
1,8983 |
2,1049 |
2,3316 |
2,5804 |
2,8531 |
3,4785 |
4,2262 |
4,6524 |
5,1173 |
6,1759 |
7,4301 |
10,6571 |
15,1116 |
21,1989 |
29,4393 |
12 |
1,1268 |
1,2682 |
1,4258 |
1,6010 |
1,7959 |
2,0122 |
2,2522 |
2,5182 |
2,8127 |
3,1384 |
3,8960 |
4,8179 |
5,3503 |
5,9360 |
7,2876 |
8,9161 |
13,2148 |
19,3428 |
27,9825 |
40,0375 |
13 |
1,1381 |
1,2936 |
1,4685 |
1,6651 |
1,8856 |
2,1329 |
2,4098 |
2,7196 |
3,0658 |
3,4523 |
4,3635 |
5,4924 |
6,1528 |
6,8858 |
8,5994 |
10,6993 |
16,3863 |
24,7588 |
36,9370 |
54,4510 |
14 |
1,1495 |
1,3195 |
1,5126 |
1,7317 |
1,9799 |
2,2609 |
2,5785 |
2,9372 |
3,3417 |
3,7975 |
4,8871 |
6,2613 |
7,0757 |
7,9875 |
10,1472 |
12,8392 |
20,3191 |
31,6913 |
48,7568 |
74,0534 |
15 |
1,1610 |
1,3459 |
1,5580 |
1,8009 |
2,0789 |
2,3966 |
2,7590 |
3,1722 |
3,6425 |
4,1772 |
5,4736 |
7,1379 |
8,1371 |
9,2655 |
11,9737 |
15,4070 |
25,1956 |
40,5648 |
64,3590 |
100,7126 |
16 |
1,1726 |
1,3728 |
1,6047 |
1,8730 |
2,1829 |
2,5404 |
2,9522 |
3,4259 |
3,9703 |
4,5950 |
6,1304 |
8,1372 |
9,3576 |
10,7480 |
14,1290 |
18,4884 |
31,2426 |
51,9230 |
84,9538 |
136,9691 |
17 |
1,1843 |
1,4002 |
1,6528 |
1,9479 |
2,2920 |
2,6928 |
3,1588 |
3,7000 |
4,3276 |
5,0545 |
6,8660 |
9,2765 |
10,7613 |
12,4677 |
16,6722 |
22,1861 |
38,7408 |
66,4614 |
112,1390 |
186,2779 |
18 |
1,1961 |
1,4282 |
1,7024 |
2,0258 |
2,4066 |
2,8543 |
3,3799 |
3,9960 |
4,7171 |
5,5599 |
7,6900 |
10,5752 |
12,3755 |
14,4625 |
19,6733 |
26,6233 |
48,0386 |
85,0706 |
148,0235 |
253,3380 |
19 |
1,2081 |
1,4568 |
1,7535 |
2,1068 |
2,5270 |
3,0256 |
3,6165 |
4,3157 |
5,1417 |
6,1159 |
8,6128 |
12,0557 |
14,2318 |
16,7765 |
23,2144 |
31,9480 |
59,5679 |
108,8904 |
195,3911 |
344,5397 |
20 |
1,2202 |
1,4859 |
1,8061 |
2,1911 |
2,6533 |
3,2071 |
3,8697 |
4,6610 |
5,6044 |
6,7275 |
9,6463 |
13,7435 |
16,3665 |
19,4608 |
27,3930 |
38,3376 |
73,8641 |
139,3797 |
257,9162 |
468,5740 |
21 |
1,2324 |
1,5157 |
1,8603 |
2,2788 |
2,7860 |
3,3996 |
4,1406 |
5,0338 |
6,1088 |
7,4002 |
10,8038 |
15,6676 |
18,8215 |
22,5745 |
32,3238 |
46,0051 |
91,5915 |
178,4060 |
340,4494 |
637,2606 |
22 |
1,2447 |
1,5460 |
1,9161 |
2,3699 |
2,9253 |
3,6035 |
4,4304 |
5,4365 |
6,6586 |
8,1403 |
12,1003 |
17,8610 |
21,6447 |
26,1864 |
38,1421 |
55,2061 |
113,5735 |
228,3596 |
449,3932 |
866,6744 |
23 |
1,2572 |
1,5769 |
1,9736 |
2,4647 |
3,0715 |
3,8197 |
4,7405 |
5,8715 |
7,2579 |
8,9543 |
13,5523 |
20,3616 |
24,8915 |
30,3762 |
45,0076 |
66,2474 |
140,8312 |
292,3003 |
593,1990 |
1178,6772 |
24 |
1,2697 |
1,6084 |
2,0328 |
2,5633 |
3,2251 |
4,0489 |
5,0724 |
6,3412 |
7,9111 |
9,8497 |
15,1786 |
23,2122 |
28,6252 |
35,2364 |
53,1090 |
79,4968 |
174,6306 |
374,1444 |
783,0227 |
1603,0010 |
25 |
1,2824 |
1,6406 |
2,0938 |
2,6658 |
3,3864 |
4,2919 |
5,4274 |
6,8485 |
8,6231 |
10,8347 |
17,0001 |
26,4619 |
32,9190 |
40,8742 |
62,6686 |
95,3962 |
216,5420 |
478,9049 |
1033,5900 |
2180,0814 |
26 |
1,2953 |
1,6734 |
2,1566 |
2,7725 |
3,5557 |
4,5494 |
5,8074 |
7,3964 |
9,3992 |
11,9182 |
19,0401 |
30,1666 |
37,8568 |
47,4141 |
73,9490 |
114,4755 |
268,5121 |
612,9982 |
1364,3387 |
2964,9107 |
27 |
1,3082 |
1,7069 |
2,2213 |
2,8834 |
3,7335 |
4,8223 |
6,2139 |
7,9881 |
10,2451 |
13,1100 |
21,3249 |
34,3899 |
43,5353 |
55,0004 |
87,2598 |
137,3706 |
332,9550 |
784,6377 |
1800,9271 |
4032,2786 |
28 |
1,3213 |
1,7410 |
2,2879 |
2,9987 |
3,9201 |
5,1117 |
6,6488 |
8,6271 |
11,1671 |
14,4210 |
23,8839 |
39,2045 |
50,0656 |
63,8004 |
102,9666 |
164,8447 |
412,8642 |
1004,3363 |
2377,2238 |
5483,8988 |
29 |
1,3345 |
1,7758 |
2,3566 |
3,1187 |
4,1161 |
5,4184 |
7,1143 |
9,3173 |
12,1722 |
15,8631 |
26,7499 |
44,6931 |
57,5755 |
74,0085 |
121,5005 |
197,8136 |
511,9516 |
1285,5504 |
3137,9354 |
7458,1024 |
30 |
1,3478 |
1,8114 |
2,4273 |
3,2434 |
4,3219 |
5,7435 |
7,6123 |
10,0627 |
13,2677 |
17,4494 |
29,9599 |
50,9502 |
66,2118 |
85,8499 |
143,3706 |
237,3763 |
634,8199 |
1645,5046 |
4142,0748 |
10143,0193 |
35 |
1,4166 |
1,9999 |
2,8139 |
3,9461 |
5,5160 |
7,6861 |
10,6766 |
14,7853 |
20,4140 |
28,1024 |
52,7996 |
98,1002 |
133,1755 |
180,3141 |
327,9973 |
590,6682 |
1861,0540 |
5653,9106 |
16599,2166 |
47191,2839 |
40 |
1,4889 |
2,2080 |
3,2620 |
4,8010 |
7,0400 |
10,2857 |
14,9745 |
21,7245 |
31,4094 |
45,2593 |
93,0510 |
188,8835 |
267,8635 |
378,7212 |
750,3783 |
1469,7716 |
5455,9126 |
19426,6889 |
66520,7670 |
219561,5736 |
45 |
1,5648 |
2,4379 |
3,7816 |
5,8412 |
8,9850 |
13,7646 |
21,0025 |
31,9204 |
48,3273 |
72,8905 |
163,9876 |
363,6791 |
538,7693 |
795,4438 |
1716,6839 |
3657,2620 |
15994,6902 |
66749,5949 |
266579,5953 |
* |
50 |
1,6446 |
2,6916 |
4,3839 |
7,1067 |
11,4674 |
18,4202 |
29,4570 |
46,9016 |
74,3575 |
117,3909 |
289,0022 |
700,2330 |
1083,6574 |
1670,7038 |
3927,3569 |
9100,4382 |
46890,4346 |
* |
* |
* |
55 |
1,7285 |
2,9717 |
5,0821 |
8,6464 |
14,6356 |
24,6503 |
41,3150 |
68,9139 |
114,4083 |
189,0591 |
509,3206 |
1348,2388 |
2179,6222 |
3509,0488 |
8984,8411 |
22644,8023 |
* |
* |
* |
* |
