- •Передмова
- •Exercises
- •1. Answer the questions.
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Choose the word with the opposite meaning for the word underlined.
- •6. Choose the word with the similar meaning for the word underlined.
- •8. Make up sentences putting the words in the correct order:
- •9. Form nouns from the following verbs and translate them.
- •10. Checking facts and ideas.
- •11. Single out the main points of the text. Use the following opening phrases:
- •12. Divide the text into logical parts and give them titles.
- •13. Look at the scheme, answer the questions and make a little summary.
- •Grammar exercises.
- •1. You are going to take part at the scientific conference. Choose subjects you need there and put them in plural form.
- •7. Match the words from (a) with the words from (b)
- •3. Read the text and open the brackets, choosing the correct form of the verb to be. Put the questions to the text.
- •4. The following sentences have mistakes. Correct them.
- •8. Put the missing letters.
- •Read and discuss the text. Single out the main facts and present them in a short review.
- •1. Answer the questions.
- •7. Make up sentences putting the words in the correct order.
- •8. Form nouns from the following verbs:
- •9. Checking facts and ideas.
- •10. Single out the main points of the text. Use the following opening phrases:
- •11. Divide the text into logical parts and give them titles.
- •Grammar exercises
- •1. Form three degrees of comparison of adjectives and adverbs.
- •2. Use the words in the brackets in the required form and translate the sentences.
- •3. Form Participle I from the following verbs.
- •4. Put the verbs in the Present Continuous and Past Indefinite where it is necessary.
- •5. Translate sentences with Participle I.
- •8. Put the missing letters.
- •Exercises
- •1. Answer these questions:
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Find antonyms for the words underlined.
- •6. Think of the verbs that are most commonly used with:
- •7. Match the words from (a) with the words from (b)
- •8. Make up sentences putting the words in the correct order:
- •9. Checking facts and ideas.
- •10. Single out the main points of the text. Use the following opening phrases:
- •11. Divide the text into logical parts and give them titles. Grammar exercises
- •5. Put the missing letters.
- •Exercises
- •5. Find synonyms for the words underlined.
- •7. Make up sentences putting the words in the correct order:
- •8. A) Form nouns from the following verbs and translate them.
- •9. Checking facts and ideas.
- •10. Complete the sentences: rearrange them to get a summary of the text.
- •11. Single out the main points of the text. Use the following opening phrases:
- •12. Divide the text into logical parts and give them titles.
- •13. Imagine that you are a president of corporation. Choose the right type of budget and explain your choice and stages of approving the budget. What can you say about each type of budget?
- •Grammar exercises
- •1. Fill in the gaps with the necessary prepositions.
- •2. Use the correct verb form.
- •6. Put the missing letters.
- •Exercises
- •1. Answer the questions:
- •2. Find and read sentences explaining the title of the text.
- •3. Find in the text sentences expressing such ideas.
- •4. Each sentence has a word underlined, replace it by the antonym with the help of prefixes un, dis.
- •6. Make up sentences putting the words in the correct order.
- •7. Form nouns from the following verbs:
- •8. Checking facts and ideas.
- •9. Single out the main points of the text. Use the following opening phrases:
- •10. Divide the text into logical parts and give them titles.
- •11. Prepare the short talk on the following.
- •Grammar Exercises
- •1. A) Fill in each gap with a suitable word from the box.
- •2. Translate these sentences containing Gerund and the ing-form of a verb (віддієслівний іменник)
- •8. Put the missing letters.
- •Exercises
- •1. Answer the questions.
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Find antonyms for the words underlined.
- •6. Match the words from a) with the words from b).
- •7. Make up sentences putting the words in the correct order.
- •8. A) Form verbs from the following nouns:
- •9. Checking facts and ideas.
- •10. Complete the sentences. Rearrange them to get a summary.
- •11. Single out the main points of the text. Use the following opening phrases:
- •12. Divide the text into logical parts and give them titles.
- •13. Imagine that you are a vice-president of the bank. Think, please, what can you do with money and describe the situation of using money. Use the scheme.
- •14. A) Fill in each gap with a suitable word from the box.
- •Grammar exercises
- •1. Define the function of the verb “to have” in the following sentences and translate them.
- •2. Translate the following sentences paying attention to the Modal verbs.
- •3. Explain the using of the Perfect Tense in the following sentences.
- •4. Translate the sentences with Participle II and define the function of Partciple II in the sentences.
- •5. Find the correct form of Participle.
- •8. Put the missing letters.
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Find antonyms for the words underlined.
- •6. Match the words from a) with the words from b).
- •Exercises
- •1. Answer these questions:
- •7. Make up sentences putting the words in the correct order.
- •8. Form nouns from the following verbs:
- •9. Checking facts and ideas.
- •10. Single out the main points of the text. Use the following opening phrases:
- •11. Divide the text into logical parts and give them titles. Grammar exercises
- •1. A) Supply the articles where necessary.
- •Write down 3-5 questions about the texts.
- •2. Open the brackets putting the verbs in the correct form:
- •3. Using the example change the underlined part of sentences.
- •5. Put the missing letters.
- •Exercises
- •1. Answer the questions:
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Find antonyms for the words underlined.
- •6. Match the words from a) with the words from b).
- •7. Make up sentences putting the words in the correct order.
- •8. Checking facts and ideas.
- •9. Single out the main points of the text. Use the following opening phrases:
- •Grammar Exercises
- •2. Change the underlined parts of the sentences by Gerund with prepositions.
- •6. Put the missing letters.
- •Exercises
- •1. Answer these questions:
- •2. Find English equivalents for the following Ukrainian phrases from the texts:
- •3. Find and read sentences explaining the title of the text.
- •4. Find in the text sentences expressing such ideas.
- •5. Checking facts and ideas. Decide if these statements are true or false.
- •6. Make up sentences putting the words in the correct order.
- •7. Using the definition of the term “bank” and additional words to the definition describe the function of the bank.
- •13. Single out the main points of the text. Use the following opening phrases:
- •14. Divide the text into logical parts and give them titles. Retell the text.
- •15. Study the key words for the unit and make up sentences.
- •Exercises
- •1. A) Supply the articles where necessary.
- •Write down 3-5 questions about the text.
- •Describe the principal instruments of credit policy.
- •Unit 10
- •1. Read and translate sentences only with new lexis.
- •2. Put the missing letters.
- •Exercises
- •1. Answer the questions.
- •2. Find in the text equivalents for the following Ukrainian phrases.
- •3. Find in the text sentences expressing such ideas.
- •4. Find synonyms for the words underlined.
- •5. Match the words from a) with the words from b)
- •6. Make up sentences putting the words in the correct order.
- •7. Checking facts and ideas. Decide if the statements are true or false.
- •8. Single out the main facts from the texts and present them in a short essay. Use the following opening phrases:
- •Grammar exercises
- •1. Translate the following sentences with Present Participle Passive and Perfect Participle.
- •2. Translate the sentences.
- •Unit 11
- •1. Read and translate sentences only with new lexis.
- •2. Put the missing letters.
- •Exercises
- •1. Answer the questions:
- •2. Find in the text English equivalents for the following Ukrainian phrases:
- •3. Find synonyms for the words underlined.
- •11. Complete the sentences with the following words: free of charge, depositor, activities, employer.
- •12. Find and read sentences explaining the title of the text.
- •13. Find in the text sentences expressing such ideas.
- •14. Checking facts and ideas. Decide if the statements are true or false.
- •15. Explain the difference between current and deposit accounts.
- •15. Divide the text into the logical groups and give them titles.
- •16. Single out the main points of the text. Use the following opening phrases.
- •17. Give extensive answers to these discussion questions:
- •18. Prepare a short talk on the following:
- •Grammar exercises
- •1. A) Supply the articles where necessary.
- •2. Read the text.
- •3. Discuss the kinds of banks described in the text and their functions.
- •4. Read the dialogue, convert direct speech in indirect, sum up its content, write down the annotation.
- •Unit 12
- •1. Read sentences only with new lexis and translate them.
- •2. Put the missing letters.
- •3. Work in pairs. One student has to name all the words he/she memorized from the word list another student has to translate them.
15. Divide the text into the logical groups and give them titles.
16. Single out the main points of the text. Use the following opening phrases.
The text looks at (the problem of…)
The text deals with the issue of..
It is clear from the text that…
Among other things the text raises the issue of…
The problem of…is of great importance
One of the main points to be singled out is
Great importance is also attached to…
In this connection, I’d like to say…
It further says that…
I find the question of…very important because…
We shouldn’t forget that…
I think that…should be mentioned here as a very important…mechanism of…
17. Give extensive answers to these discussion questions:
What is the nature of banking? How do banks earn their living?
What services do banks offer to individuals/corporations?
What kinds of banks exist? Describe their activities.
How can an individual get a bank loan?
What does the stability of a bank depend on?
What are the functions of central banks?
In what way do the discount houses earn money?
How is banking developing these days?
How do banks obtain funds?
10. Describe the banking system of Ukraine.
18. Prepare a short talk on the following:
Explain how banks earn profit, how they act as financial intermediaries, how they create new money.
Have you ever turned to a bank either as a depositor or a borrower? Have you ever done business with banks offering intermediation services?
Do you have a credit card or a debit card? What was the most recent purchase you made with your cards? Describe the sequence of connected events with the use of the cards.
d) If you have a bank account and heard that your bank was not honouring its obligations towards depositors, what would you do about your account?
Grammar exercises
1. A) Supply the articles where necessary.
b) Write down 3-5 questions about the texts.
c) Say a few words about services provided by commercial banks.
a) A bank was originally ... bench set up in the marketplace for ... exchange of money. In a commercial sense, a bank is ... establishment where money is received on deposit to be repaid on demand or at notice, as may be arranged, and where loans are negotiated, bills discounted, and general financial business transacted. The main functions of... modern commercial bank are:
• to receive money on current accounts repayable on demand, or on deposit accounts repayable subject to an agreed notice;
• to lend money by granting ... loans and ... overdrafts or discounting bills of exchange and ... promissory notes.
Apart from these two chief functions - linking up lenders and borrowers of capital - the bank performs many other functions:
• ... obtaining and giving information as to ... financial standing of customers: transferring funds for ... payments or ... investments;
making foreign currency transactions;
issuing letters of credit, drafts and travellers' cheques;
undertaking duties of... agents, trustees and guarantors;
performing leasing and factoring operations and others.
A very important part of any efficient banking system is ... interbank market.
Some banks get more ... deposits than requests for loans, and vice versa. The interbank market smooths out these imbalances by providing ... way for ... bank with too many deposits to pass them on to ... bank with too many loan requests. In London there are different interbank markets for different currencies and for deposits with different maturities. Of these, ... Eurodollar interbank market is particularly important, and LIBOR (the London interbank offered rate) is ... key dollar rate for all the world's international borrowing and lending.
Words you may need:
bench лавка
establishment установа
negotiate вести переговори
repayable який належить оплатити
bill of exchange переводний вексель
promissory note простий вексель
apart from окрім
link up зв’язувати
financial standing фінансове становище
to issue a letter of credit виставляти/виписувати акредитив
draft тратта, переводний вексель
trustee попечитель
guarantor гарант
leasing and factoring operations операції по лізингу и факторингу
interbank market межбанківський ринок
vice versa навпаки
to smooth out imbalances згладжувати, усувати диспропорції
maturity час погашення зобов’язання; час розрахунку
LIBOR ставка пропозиції (продавця) на лондонському межбанківському ринку депозитів