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2. Make up letters according to the situations.

Situation 1

Напишите письмо – запрос о вакантной должности, опубликованной в газете.

Situation 2

Напишите письмо – запрос о вакантной должности, опубликованной в газете.

Часть 2. Английский язык для студентов магистратуры по направлению «Экономика», профили «Управление рисками», «Финансовый аналитик» unit 1. Money

'A bank is a place that will lend you money if you can prove that you don’t need it'

Bob Hope (1883-1971), French fashion designer

Warm up

I Answer these questions individually. Then compare your answers with a partner.

1. How much cash do you have with you at the moment? Do you:

a) know exactly?

b) know approximately?

c) not know at all?

2. Do you normally check:

a) your change?

b) your bank statements and credit card bills?

c) restaurant bills?

d) your receipts when shopping?

e) prices in several shops before you buy something?

3. Do you:

a) give money to beggars?

b) give money to charities?

c) give away used items, such as clothing?

4. If you go for a meal with someone you don't know well, do you:

a) offer to pay the whole bill?

b) suggest dividing the bill into equal parts?

c) offer to pay the whole bill but expect them to pay next time?

d) try to avoid paying anything?

5. What do you think about people who do not pay the correct amount of tax? Is this:

a) a serious crime?

b) morally wrong but not a crime?

c) excellent business practice?

6. If you lend a colleague a small amount of money and they forget to pay it back, do you:

a) say nothing?

b) remind them that they owe you money?

c) arrange to go for a drink with them and say you've forgotten your wallet or purse?

II What do your answers to the questions in Exercise I say about your attitude to money?

What do they say about your culture?

Vocabulary

1. Match the definitions 1 to 6 with the financial terms a) to f).

1. money owed by one person or organisation

a) gross margin

2. a period of time when business activity decreases because the economy is doing badly

b) recession

3. difference between the selling price of a product and the cost of producing it

c) shares

4. a place where company shares are bought and sold

d) debt

5. money which people or organisations put into a business to make a profit

e) stock market

6. equal parts into which the capital or ownership of a company is divided

f) investment

2. Match the sentence halves.

1. Earnings per share are

a) a part of the profits of a company paid company paid to the owners of shares.

2. A forecast is

b) a company's profits divided by the number of its shares.

3. Bankruptcy is

c) a description of what is likely to happen in the future.

4. A dividend is

d) money which businesses receive from selling goods or services.

5. Pre-tax profits are

e) when a person or organisation is unable to pay their debts.

6. Revenues are

f) the money a business makes before payment to the government.