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I. Income and Spending

77

Условные предложения, образованные из элементов второго и третьего тина

Иногда условие может относиться к прошедшему времени, а следствие - к настоящему или будущему, или наоборот. В этом случае мы имеем «смешанный» тип условного предложения:

If you had worked harder las! year, you would know English well now.

Если бы вы рабитали усерднее в про­шлом году, вы бы теперь хорошо знали английский язык.

Grammar and Lexis

Ex. 15. To make sure lhat mhi know all the forms <if Conditional Sentences open the brackets and write each sentence three limes with Conditional Sentences Type I, II, III. Follow (he Example.

Example: Ifyou (to be free), I (to come) to see you. If you are Tree I'll come to see you, Ifyou were free I'd come to see you. Ifyou had been free I'd have come to see you.

  1. 1П (to have) money, I (to invest) in shares.

  2. If 1 (tostudy) better, I (topass) the exam.

Ex. 16- Imagine that Ihe sentences given below were true for you last year. Rewrite these sentences, saying what would have happened if things had been different.

Last year:

  • I bought an expensive TV set and paid for it straight away. I didn't know that the shop allowed the customers lo pay for expensive things in instal­ ments.

  • I didn't have enough money and was unable to start my own business.

  • I didn't buy shares. I didn't get dividends,

  • I failed to get a mortgage to buy a flat. I didn't move to a new place.

  • My income didn't rise, my living standard didn't improve.

- 1 was given a big rise in salary. I opened a savings account. Ex. 17. Practise these words and word combinations.

Income distribution

Translate into English:

  1. Рост цен влияет на распределение доходов в семьях.

  2. От чего чависит распределение доходов семьи?

  3. Какие факторы оказывают воздействие на распределение доходов?

  1. Общий уровень жизни ъ стране определяет распределение доходов населения.

  2. Улучшение уровня жизни вносит изменения в распределение дохо­ дов в семьях.

savings

Translate into Russian in writing:

Savings are money that you have saved so that you can use it later. Most savings take the form of assets such as bank and building society accounts, stocks and shares, pension and life assurance contributions. The return on savings can be an important source of income,

share(s)

Answer these questions:

  1. Do people with savings invest in shares?

  2. Do shares give a return? What is the return on shares called?

  3. Is investing in shares connected with risk?

  4. Do share prices change frequently?

  5. Are you a shareholder?

Ex. 18. Read Text С again. Ifyou were interviewing Alice about her family finances what questions would you ask? Make alist of your questions, focus on the major spend­ing items, such as rent, utilities, transport and food.

Ex. 19. a) Read the text, b) Mow do the figures and facts in the text compare with those in Russia?