2. Підберіить до англійських прислів’їв та виразів з колонки а українські еквівален-ти з колонки б

А. Can I bank on your support? A fool and his money are soon parted. Since he's in the mo-ney, he's extremely generous to his friends. That costs an arm and a leg. Time is money. Cre-ditors have better memories than debtors.

Б. Це йому дорого коштувало.Чи можу я розраховувати на вашу підтримку? Час-гроші. Дурень грошей не назбире. Кредитори мають пам'ять краще, ніж боржники. Поки є гро-ші – є і друзі.

3. Прочитайте текст “Banking”

A bank is a company that works with the money that the people give it. If you give your money to a bank, it not only protects it but pays you interest so that it can work with the money. This is one of the reasons why people save their money in a bank. Money may also be safer there than at home. Banks also lend money to other businesses and customers. They collect extra money call-ed banking fees with which they pay interest to savers as well as salaries for their workers. Banks make a profit because they collect more interest than they pay to savers. Without banks the world’s economy would not be able to grow. Investors would not find the money they need for new projects. Industries could not buy new machines and modern technology.

Money is something that is very difficult to explain . People in various cultures think of money in different ways. A London banker and an African tribesman have different ideas of what mo-ney is. Many people think of money as a currency – metal coins and paper bills . We need it to buy the things in life that we need. We also get money for the work that we do. So, money is a way of exchanging goods and services.

You may hear of different types of banks: investment banks, retail banks, commercial banks, online banks, and others. What do all the words mean? Different types of banks specialize in dif-ferent lines of business.

A commercial ( full – service) bank is a bank that works with businesses. They offer a full range of financial services. Commercial banks handle banking needs for large and small busi-nesses, including: -Basic accounts such as savings and checking -Lending money for real and capital purchases -Lines of credit -Letters of credit.

Investment banks help organizations use investment markets. For example, when a company wants to raise money by issuing stocks or bonds (якщо компанія хоче зібрати гроші шляхом випуску акцій або облігацій).

A retail bank is a bank that works with consumers, otherwise known as 'retail customers'. Re-tail banks are the banks you most often see in cities.

Special purpose banks (saving banks and trust companies) are organized for special purpos- es. Saving bank provide a variety of services but they are organized mainly to handle saving ac-counts and to make loans co home buyers. Trust companies manage people’s money and pro-perty for them.

A credit union is a type of bank that is formed by workers in the same firm, government agen-cy, labour union, or other agency. Credit unions serve members only. They accept members’ sa-vings deposits and make loans to them forvariety of purposes.

One of the main services that financial institution offer is accepting money from their custom-ers for safekeeping. The money people put in the bank account is called a deposit. A depositer is a person who makes a deposit to the account. A cheque is a depositer’s written demand to a bank to put out money from his account. Money put into a cheque – account is called a demand deposit. A time deposit isone that usually will be left in the bank for a period of time. The amo-unt paid for the use of the money is called interest. A service charge is a fee a bank charges for handling a cheque – account. There are such means of making payments as: money orders, tra-veller’s cheques, certified cheques, bank guaranteed cheques, electronic funds transfers.