6. Прочитайте діалоги по темі “At the bank”

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A: How are you doing today? B: Great. Thanks. A: What can I help you with? B: I would like to open a bank account. A: What kind would you like to open? B: I need a checking account. A: Would you also like to open a savings account? B: That's fine. A: In order to open these accounts, you need to deposit a minimum of $50. B: I want to deposit $300. A: I'll set up your accounts for you right now. B: Make sure to put $150 in each account.

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A: I need to use the ATM. B: What's stopping you? A: I'm not sure how. B: I don't understand. A: I've never used one before. B: I can help you figure it out. A: What do I have to do? B: Slide your card into the machine. A: Then what? B: You need to type your PIN in. A: What do I have to do next? B: Click on whichever option you want, and you're done.

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A: How are you doing? B: Great. Thanks. A: May I help you with something?  B: I would like to transfer some money. A: Where would you like to transfer money from? B: Take it from my savings account. A: Where would you like the money transferred? B: I want it transferred into my checking account. A: How much would you like to transfer? B: I would like to transfer $200. A: Will that be all today? B: That's it for today. Thank you.

7. Прочитайте та перекладіть текст “What is Credit”.

At times, businesses, governments, and consumers borrow money. Credit is the privilege of using someone else’s money for a period of time. That privilege is based on the belief that the person receiving credit will honour a promise to repay the amount owed at a future date. The credit transaction creates a debtor and a creditor. Anyone who buys on credit receives a loan is known as a debtor. The one who sells on credit or makes a loan is called the creditor. The credit system uses forms and legal documents but it also depends on the trust between the debtor and creditor.

When you borrow a large amount of money or buy on credit from a business, you usually will be asked to sign a written agreements. The agreement states that you will pay your debt within a certain period of time.

There are some kinds of credit: loan credit, sales credit and trade credit.

To become a debtor, you must be able to prove that you are dependable (надійний). Not every-one who desires credit will receive it. The business that is considering you as a credit risk will generally ask you about your financial situation and request credit references. Credit references are businesses or individuals from whom you have received credit in the past and who can help verify your credit record (перевірити вашу кредитну історію.) The answers to the financial questions and the information received from your credit references will help the business decide whether loan or sales credit should be extended to you. You may be asked some of the follow-ing questions: How much do you earn? How longhave you workrd for your present employer? What property do you own? Do you have any other debts?